Which of the following are advantages of certificates of deposit (CDs) over savings accounts? I. CDs are more readily accessible than savings accounts. II. CDs offer greater interest rates than savings accounts. III. CDs have greater FDIC backing than savings accounts.

I believe that the best answer among the choices provided by the question is II. CDs offer greater interest rates than savings accounts. Hope my answer would be a great help for you.    If you have more questions feel free to ask here at Brainly.

II. CDs offer greater interest rates than savings accounts.